A little about myself...
A short introduction about myself - I am currently in my late twenties and am obsessed with being financially free since I was 25. My current goal is to be financially free by the age of 35 with an annual passive income of at least $30,000! Assuming a 4% withdrawal rate, that's at least $750,000 in an equity investment portfolio. All these are quoted in present value terms and obviously, would vary in its nominal value depending on the time at which financial independence has been reached. Also, I am currently a full-time employee like most people so my goal will be quite a challenge I presume.
Reasons for the blog...
Over the years, I have read many books and blogs regarding personal growth, personal finance, investments, and economics. This has allowed me to make mental notes which in turn, have enabled me to synthesize some useful mental frameworks. It serves as essential guiding principles for my personal life and financially related decisions in my life. However, I realized that without documenting them and without the feedback/support of a community (of like-minded and very smart individuals), it would be really hard for me to improve. Additionally, it would allow me to improve on my writing and critical thinking skills as I would be forced to write in a more cohesive and coherent manner as compared to ideas/thoughts just literally floating in my head. Lastly, I was inspired by many local (SG based) and internationally based financial bloggers to start writing because I admired their critical thinking abilities, investment-related experiences, cohesive writing and their spirit of sharing.
Hopefully this would be a meaningful journey for me and my readers (Hello Mum!).
Let's strive towards Financial Freedom together!
